Live a Lit Life

Dating apps are an excellent way to meet new people without spending too much time going to mixers. The current economy leaves little to no time for people to socialize, and dating apps fill that gap by letting single people meet someone while sitting at home.  The downside of dating apps is that they are full of scammers ready to take money from unsuspecting victims. Dating scams are better known as romance scams as they are prone to people who believe they have found love.  Romance scams have been around for a long time, and men have been the target victims for a long time. Since 2019, there has been a steady increase in female victims of romance scams, especially well-off single women looking for love. Learning the signs of a romance scam can help you avoid being swindled out of your savings in the name of love or building a future.  Signs That A Date Could Be A 'Tinder Swindler' Romance scams are not limited to dating apps only. Many cases were reported from Faceb...

Getting out of bad debts has become a regular topic of discussion in many savings forums in Kenya. It seems many people cannot manage their funds and only take loans they are able to service on time.  I personally don’t think that many people with bad debts are living beyond their means. My observation is that people take one loan, mostly small, with the intent to pay it. The simple action later has a snowballing effect on their personal debt.  Here’s what I’m talking about… A friend of mine took a small mobile loan to buy groceries at the early stages of the pandemic. She had every intention of repaying the loan on payday. However, her employer announced pay cuts of 50 % because of a decline in sales. So, her check only had enough money to cover her monthly bills.  She took another small loan to pay for daily expenses while she applied for a check-off loan. This was before people started working from home. Her work Sacco told her she has to wait for a while to get the ...

This blog doesn’t target those parents that are doing two jobs to put a roof over their kid’s heads.  Nor does it target parents who don’t have money to pay for an education plan.  This article targets the percentage of parents who’ve had a steady source of income for 2-10 years but never held education plans for their kids. At the end of the article,  I'll share the motivation that keeps parents paying for an education  plan  for 10 years straight.  Many Kenyan parents deem themselves to be experts on their way insurances are stealing their hard-earned money.  So instead I'm going to write about how Kenyan parents are irresponsible and do not care about their children's future. I understand that this is not a popular opinion.  However it is the truth. What kind of loving parents wouldn't do anything to secure the future of the children? My answer is parents who don't give a s***.  For example a Kenyan parent will tell you that contributing 2...

VPNs are becoming an essential service for anyone who spends a significant amount of time online.  Being a cyber ghost means not leaving browser history related to your IP address.  The Best No Logs VPN in 2022 are: #1 NordVPN - Speed and Security #2 ExpressVPN #3 SurfShark VPN #4 PureVPN – Inexpensive option If you’re looking for a no log VPN for your phone, PC, or smart home gadgets, and office computers, then look no further. I have explained below the best vpn service providers that hide your online activities and don't keep records on their servers.  What Is a VPN?  When you use the Internet, you are identified by your IP address . It’s assigned to you by your internet service provider (ISP) and used by them to send back the information you request, such as web pages. They can also use it to keep records of every website you visit. Every single search, click to websites, click to view images, every time you open something in a new tab, and everythin...

It is so much fun to have Wi-Fi in the house because you can pay for one data subscription service for everyone in your home to use.  It ensures household members can consolidate their internet usage expenses and get more data bundles when they use a Wi-Fi router.  However, the increase in cyber bullying , cyber attacks, and cyber crime does raise an alarm in Kenya.  Close to 98% of the population has access to the internet, with children as young as 8-years joining social media sites like Facebook and Instagram , while the legal age on most sites is 13yrs .  Cyber Bullying   Cyber bullying happens to younger children who can’t determine when people are projecting their insecurities onto to them.  Also, many kids can join some adult forums like Kilimani mums and dads and do things that are inappropriate because of the content available in the group.  In some cases, cyber bullying can lead to hacking as bullies look for more person...

Ecommerce websites are not your usual drag-n-drop websites. They are interactive and geared towards better user engagement than regular websites. It can tempting to pay for web hosting and create a DIY eCommerce plartform using free web development tools.  However, all online shopping sites in Kenya are ultimately competing with the likes of Jumia and Kilimall. You cannot beat established businesses with a drag-n-drop eCommerce plartform. You need professional help to ensure that your website stands out against the competition. Pro website designers ensure that your online store looks authentic and trustworthy. Moreover, a professional will ensure the website SEO is on point to drive organic traffic. Your primary focus should be giving customers a memorable shopping experience so that they come back. Many Kenyan business owners depend on platforms like Jumia to be their main source for promoting their products online. Meanwhile you share your profits with Jumia and you don’t h...